First Heritage News The primary business of First Heritage Credit is to make personal loans through our network of branch offices. Each branch is managed by someone from your area. Our local branch managers make loan decisions based on their knowledge of the community and their understanding of the loan business. We are in business to provide you extra cash when you need it. It can be difficult to manage all your expenses no matter how well organized you are especially when some unexpected event takes place. Maybe you need money for that summer vacation you've been planning or maybe it is that unexpected car repair. Whatever your need may be, we are here to help you get the extra cash when you need it.     Welcome To First Heritage Credit's web site. This is a secure site.  All personal information is strictly confidential.  No other company or entity will have access to your data. Thank you for visiting First Heritage Credit On-Line! Although First Heritage Credit operates branch offices in Mississippi, Louisiana and Tennessee, we recognize that you may not have the time during the day to call or visit one of our branches to apply for a loan. That's why we created our on-line credit application. Now the extra cash you need is just a click away. Our mission is to provide our customers with a convenient and dependable source for additional cash when they need it. If you are interested in applying for a loan on-line, just click on apply online or on click here on the bottom of the page. As you complete the credit application, you will be asked to identify which of our branch locations is closest to your home address. In order for us to process your application quickly, and provide you with a quick response please be sure to complete that information. Once we receive your application on-line, we will immediately forward your application to the branch you selected. Someone from First Heritage Credit will contact you within several business days. Dont hesitate to apply whether your credit is excellent, or whether you've had past credit problems. All applications will be considered. We are happy to offer our services to you and look forward to hearing from you.