First Heritage Credit operates branch offices in Mississippi, Louisiana, Tennessee, South Carolina, and Alabama. However, we recognize you may not have time during the day to call or visit one of our branches to apply for a loan. That’s why you can now apply online today!
Our mission is to provide our customers with a convenient and dependable source for additional cash when they need it. If you are interested in applying for a loan online, just click on the “Apply Online” tab at the top of the page or fill out the form to the right and click "Apply".

We take pride in providing fast, friendly service--- so don’t hesitate to apply! Whether your credit is excellent or you’ve had past credit problems, all applications will be considered. We are happy to offer our services to you and look forward to hearing from you!

Equal Credit Opportunity Act: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of religion, national origin, sex, marital status or age; because all or part of the credit applicant's income derives from any public assistance program(s); or because the credit applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with the laws concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.