The well-being and safety of our customers and employees is a top priority for First Heritage Credit! We are taking necessary precautions as outlined by the CDC to help aid our communities in COVID-19 containment efforts. Our branches remain ready to help you with your financial needs! We do ask that if you have been out of the country, are experiencing any symptoms, or have known exposure to COVID-19 you call your local Branch instead of visiting the office. This will help us keep our other customers and staff safe. If you are practicing self-quarantine or are unable to visit a Branch office about a loan or your payment(s) , we have provided additional information on how to contact us below. We thank you for your business!

MISSISSIPPI LENDING OPTIONS:

- If you have a Marketing Code, apply here
- Apply here to start an online application with us
- In the event your local branch is closed, please call 888-661-0635
between 8:30-5:30 CST to speak with a Lending Specialist

ALABAMA, LOUISIANA, SOUTH CAROLINA & TENNESSEE LENDING OPTIONS:

- Apply here to start an online application with us
- In the event your local branch is closed, please call 866-689-0569
between 8:30-5:30 CST to speak with a Lending Specialist

PAYMENT OPTIONS

- To make a payment by phone via debit card, please call 877-338-6212
- To make a payment online, please click here
- To make an ACH payment between 8:30-5:30 please contact your local branch.
In the event your local branch is closed, please call 888-661-0634 between 8:30-5:30 CST.

CREDIT EDUCATION

1st Heritage Credit will help you gain control of your finances.


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OUR LOCATIONS

From Alabama, Louisiana, Mississippi, South Carolina, and Tennessee; find our location nearest you.

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OUR ROLE IN THE FINANCIAL ECOSYSTEM

 

First Heritage Credit wants to help you with your financial needs. Learn how we can help with installment lending and how it plays an important part in the country's financial ecosystem. We have been providing responsible lending services to deserving Americans for almost a century!

 

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TELL US HOW WE'RE DOING

First Heritage Credit wants to know your opinion, so we created a link that allows you to tell us how we are doing. Simply click the button below to share your feedback with us.

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