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Financial Goals? Let Us Help!

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First Heritage Credit operates branch offices in Alabama, Louisiana, Mississippi, South Carolina and Tennessee. We recognize you may not have time during the day to call or visit one of our branches to apply for a loan. That’s why we offer online options!

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Our mission is to provide our customers with a convenient and dependable source for additional cash when they need it. If you are interested in applying for a loan online, just click on the “Apply Online” tab at the top of this page or click "Yes" to Apply Online.

We take pride in providing fast, friendly service – so do not hesitate to apply! Whether your credit is excelled or you’ve had past credit problems, all applications will be considered. We are happy to offer our services to you and look forward to hearing from you today!

Equal Credit Opportunity Act: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of religion, national origin, sex, marital status or age; because all or part of the credit applicant's income derives from any public assistance program(s); or because the credit applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with the laws concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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Don’t take our word for it. Here’s what our customers have to say…

  • "Good people! They will see you through difficult times."

    Debra, Louisiana
  • “I cannot praise this place enough. Even though my credit wasn’t the best, they took a chance on me when I was in need of assistance and have been there for me whenever I’ve needed a little help. The people are friendly and the rates are extremely reasonable. I would give this company ten stars if I could!”

    John, Tennessee
  • “Everyone here is so helpful – down to earth and always happy to help! Highly recommend these folks!”

    Blake, Tennessee
  • “First Heritage Credit was extremely friendly and helpful with my loan. My payments were affordable and the interest not too painful. I’ll be doing business with them again.”

    Scott, Mississippi
  • “Excellent service and great attitudes! They really made me feel comfortable . Keep up the great work, FHC!”

    Laticia, Alabama
  • “This company is amazing. When everyone else turned me down, First Heritage got me what I needed and helped my family and I get back on track. All I can say about these guys is, if you want hassle-free with fast decisions, please call First Heritage Credit.”

    Bragg, South Carolina
  • “Great people, great service!”

    Amber, South Carolina



First Heritage Credit wants to help you with your financial needs. Learn how we can help with installment lending and how it plays an important part in the country's financial ecosystem. We have been providing responsible lending services to deserving Americans for almost a century!


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