Helping You Achieve Your Goals

First Heritage Credit operates branch offices in Mississippi, Louisiana and Tennessee. However, we recognize you may not have time during the day to call or visit one of our branches to apply for a loan. That’s why you can now apply online today!

Our mission is to provide our customers with a convenient and dependable source for additional cash when they need it. If you are interested in applying for a loan online, just click on the “Apply Online” tab at the top of the page or fill out the form to the right and click "Apply".

We take pride in providing fast, friendly service--- so don’t hesitate to apply! Whether your credit is excellent or you’ve had past credit problems, all applications will be considered. We are happy to offer our services to you and look forward to hearing from you!

Equal Credit Opportunity Act: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of religion, national origin, sex, marital status or age; because all or part of the credit applicant's income derives from any public assistance program(s); or because the credit applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with the laws concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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First Heritage Credit Education

Credit Education

1st Heritage Credit will help you gain control of your finances. 

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First Heritage Career Opportunities


1st Heritage Credit is the perfect place to start a career in consumer finance.

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First Heritage Credit Locations


From Mississippi, Louisiana, and Tennessee; find our location nearest you.

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Our Role in the Financial Ecosystem

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Latest News

Just Launched - Our New Website! Just Launched - Our New Website!

Welcome to our new website! While it does look different, it is more user friendly to everyone who visits. For example, do you need to apply for a loan? No problem! There is a form on the home page. It is also easier to read. We also have a news section so you can learn about our new locations that are opening up and keep updated on other updates from 1st Heritage Credit. We want to give you the b...

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